Center for medico-actuarial statistics (CMAS) of MIB, Inc.

MEDICAL Directors are all very familiar with the purpose and operations of the MIB Medical Impairment Search and Retrieval System, which is utilized by virtually every major company issuing life, health, and disability insurance in the United States and Canada. However, not as much is known about the MIB Center for Medico-Actuarial Statistics, commonly known as CMAS, where most of the insurance industry’s intercompany experience studies are currently produced. The objective of this paper is to expand the Medical Director’s knowledge about CMAS operations and capabilities, while increasing his awareness of the sources and types of study information that are currently available.